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Federally Qualified Health Centers
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These health centers provide primary care for all who walk in the door, rich or poor, insured or uninsured. They provide care for the uninsured on a sliding scale. |
If you served in the military, you are almost certainly eligible for Health Services through the Veterans Administration -- even if you do not have a service-connected health problem. Standard benefits include prescription drugs, preventative care, outpatient services, inpatient services, long term care, mental health and substance abuse treatment and other services. Every Workforce Center has a Veterans’ Representative who would be happy to point you in the right direction. You can also find out more at the VA Health Administration Center’s website. |
Some hospitals provide free hospital care to people with low income. Many hospitals also have programs to help with doctor’s visits, prescription drugs, and other services. Call your local hospital to find out if they have a program and whether you would be eligible. |
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Health Coverage Tax Credit (HCTC)
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| The Health Coverage Tax Credit (HCTC) is a federal program for workers who were laid-off because their former employer lost business due to foreign competition. The HCTC is a federal tax credit that pays a percentage of qualified health insurance premiums for eligible individuals and their family members. |
| The Low Cost Drugs for the Elderly and Disabled program (often called “ DEL”) is for people who are disabled or elderly (62 and over) and who are over the income limit. DEL pays 80% of the cost of prescription drugs for many common illnesses. If you are not eligible for DEL, you still may qualify for various Rx Plus plans. This program provides, on average, 60% off on generic drugs and 15% off on brand named drugs. Both programs also help to fill in the gaps left by Medicare Part D coverage. |
COBRA is a Federal Law that allows you to continue to purchase health insurance under your employer's group health insurance for up to 18 months after you were laid-off from your job (unless you were terminated for "gross misconduct"). It only applies to employers of 20 or more employees and you do have to pay the full cost for yourself and your dependents. If you qualify for the Trade Adjustment Act you may be eligible for a subsidy toward the cost of COBRA. Find out more information about COBRA. |